Not sure where to start?
Purchasing a property is a big step and may be daunting for many people. However, our friendly team at Viking Homes – & – Golf pride themselves with offering honest and reliable buying advice and will gladly guide you through every step of the process of buying your property in Spain!
You will find a large variety of both new build and re-sale properties on our website.
With 37 years of business, Viking Homes has unrivaled specialist knowledge, of the property market, different builders and locations within the North and South of Costa Blanca and the Costa Cálida.
The key to the successful purchase of a property in Spain is to firstly, understand the buying process and the costs involved, here at Viking Homes we will help you to understand these matters in relation to purchasing a property in Spain.
Spanish Bank Account
At some point during the buying process, clients need to open a private bank account here in Spain. Throughout the Costa Blanca there are many different banks all with various charges and conditions for different transactions to each individual country. Depending on your circumstances, we can advise you on which bank may be best suited to your requirements
It is vital who you choose to do your money transfer, as you are transferring large amounts of money. Due to the economy forever changing, it is important that you choose a company that can protect you from currency volatility. The process of buying a home in Spain takes at least a few weeks (which is perfect to organise your house warming party!) but also means the value of your country’s currency may change. Due to this, the companies we recommend to our clients are trust worthy, and deal with their clients face to face rather than via telephone or email, which allows for optimum levels of trust between client and currency exchanger.
The NIE number (Número de Identificación de Extranjero) is a foreigner´s tax identification number in Spain. Any persons wishing to purchase a property in Spain, must have this number upon the Notary signing.
If you are buying a property with Viking Homes – & – Golf, we can aid you with the process of obtaining an NIE number.
Many of our clients throughout the years have needed to obtain a mortgage. We work closely with several Spanish banks which will give foreigners up to 80%!
Here at Viking Homes we make it one of our priorities to make our clients feel at ease with paperwork, therefore if you choose to buy a property with Viking we are with you every step of the way with mortgage applications and try our very best to find you the best quote.
One of the final steps in purchasing a property in Spain is the signing of the deeds at the Notary. The tax of the final valued price of the property is 10% and the Notary Fees and the Land Registry Fees add up to approx. 1,530 €.
However, we will explain this in more depth closer to the Notary date, as prices are subject to change.